Call to apply: 888-758-7946 and mention Priority Code: HC02QJ

Or use this link to apply online: Apply Now!

This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Maximize your cash back in the category that best fits your lifestyle

• 1% unlimited cash back on every purchase
• 2% automatic cash back at grocery stores and wholesale clubs
• 3% customized cash back in the category of your choice
  including: gas and EV charging stations; online shopping, cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. 
  
  Earn 2% and 3% cash back on the first $2,500 in combined grocery store/wholesale club/choice category purchases each quarter, then earn unlimited 1% thereafter.
  
  To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.

Additional Features:

• Low Intro APR offer^†
• No annual fee^†
• Feel secure with zero liability fraud protection, contactless chip card technology and digital wallet compatibility
• With Museums on Us^®, enjoy free admission with your card to over 225 museums on the first weekend of every month.

Plus, get a $200 Amazon.com Gift Card Bonus after making at least $500 in purchases in the first 90 days of account opening (students not eligible). Apply today!

^†For information on the rates, fees, other costs or benefits of this credit card, please call the phone number or click on Apply Now and refer to the disclosures accompanying the online credit application. Federal law prohibits students from receiving a premium.

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

Restrictions apply, see amazon.com/gc-legal.

Call to apply: 888-758-7946 and mention Priority Code: HC02QS
Or use this link to apply online: Apply Now!

This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Our lowest-rate credit card

• ONLINE BONUS OFFER: $100 Target GiftCard after you make at least $500 in purchases within the first 90 days of account opening (students not eligible).
• Low Intro APR offer^†
• No annual fee^†
• Feel secure with zero liability fraud protection and contactless chip card technology
• Access to your FICO^® Score anytime for free with award-winning Online Banking, updated monthly
• Add your card to your digital wallet so you can shop securely without having to share your physical credit card account number with most merchants
• With Museums on Us^®, enjoy free admission with your card to over 225 museums on the first weekend of every month.

^†For information on the rates, fees, other costs or benefits of this credit card, please call the phone number or click on Apply Now and refer to the disclosures accompanying the online credit application. Federal law prohibits students from receiving a premium.

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

The FICO^® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO^® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.

Target and The Bullseye Design are registered trademarks of Target Brands, Inc. Terms and conditions are applied to gift cards. Target is not a participating partner in or sponsor of this offer.